List of Add-on Covers in Car Insurance

It takes a lot of money to buy a car. For this, you also pay the EMI of the auto loan for a long time. Obviously you also do car insurance. But most car owners do not include certain add on plans in the cover. Because of this, they may also suffer losses in the future. If you are financially sure about going ahead. If you want to live then you must include some add on plans in car insurance.

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zero depreciation cover
zero depreciation cover
There are tremendous benefits of this cover. If you add this on, then you can claim for the full cost of the parts damaged due to any kind of accident. In general motor insurance, the depreciated value of the damaged parts of the car is usually reimbursed in the policy.
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No Claim Bonus Protect Cover
No Claim Bonus Protect Cover
This bonus is given to those customers who have not made any claim in the policy year. Having this add-on can bring relief in the form of a discount in your premium. In this, if you have claimed even once, then you will not get this benefit.
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engine protection cover
engine protection cover
The most important part of any car or vehicle is its engine. You should especially cover the engine protect cover regarding this. If you have an expensive car, then definitely add it. Normal car insurance does not cover engine damage. In this, the cost of damage engine will not come on you.
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return to voice cover
return to voice cover
With this add-on plan, the car owner is reimbursed the original invoice value of the car including the registration charges and road tax paid at the time of purchase of the car, if the car is stolen or lost completely.
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roadside assistance cover
roadside assistance cover
This is a very useful cover plan. This is a must add on for those customers who frequently commute on long drives. In this cover, the company provides certain services. It provides road side service like filling fuel, towing, replacement of flat tyre, any technical fault related to battery.
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cover for expenses
cover for expenses
This is also a special add on plan in car insurance. In this, small things like lubricants, nut volts etc. are replaced at the time of repair. You do not have to spend for this. This is not covered in ordinary car insurance.
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daily allowance cover
daily allowance cover
If you are always one of the money savers, then definitely include this add on plan in the cover for you. In this, the insurance companies cover the daily expenses. In this, if your car has to be kept in the garage for a few days and then your daily commuting expenses are covered. In the form of daily allowance, cover is available from Rs 500 to Rs 1000. (Photo – Reuters, Zee Business)

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